Please note that the original ACH agreement is available free of charge to Macha/PAR members as one of our many membership benefits. As the volume and complexity of ACH`s origination services increase, it is more important than ever for financial institutions to have a strong legal agreement to protect themselves. This original agreement, in accordance with the post-A, shows the necessary critical conditions between financial institutions and their initiators of the ACH. In addition, the agreement contains SEC code rules (standard class), samples of economically appropriate security procedures, form templates for direct payments and direct payments, and a Vacation Calendar from the Federal Reserve Bank. The original ACH agreement is provided in a Microsoft Word electronic document for easy adaptation. Updated to include Same Day ACH Language! -Macha/PAR, Macha/PAR strongly recommends that your legal counsel verify the agreement before being executed. Non-members: For more information on membership, please click here or contact us at l`info@macha.org.